Wisconsin credit card debt?

I agree with cat dad with contacting your local red cross. the credit consoling is free and the only one I would ever advise. there are many companies out there that claiming to help you but they are looking for there bottom line. If you have multiple accounts I am willing to bet have will sue you for the full amount you owe. This is not a fun process, but of coarse you could file bankruptcy on them. My brother tried doing this with this two cards on with 5k, other with 4k. He got hauled into court for both of them in a matter of 5 months. They ended up tacking on a extra 2k for attorney fees and court costs. so now he has 11k in judgments and they are garnishing his wages.